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Top 5 things you need to know about filing a Permanent Disability Claim

Permanent Disability Claim | DYS LAW GROUP

The Social Security Administration (SSA) pays disability benefits to people who cannot work because they have a medical condition expected to last for at least one year or result in death. You can get permanent disability benefits when you have a physical or mental situation. A situation that prevents you from doing any widespread work for a year or more.

There are numerous methods to file for disability benefits: online, cell phone, or in person. You can also ask a friend or family member to file for you.

What is a Permanent Disability Claim?

A permanent disability claim is a request for financial assistance from an insurance company or the government to help cover the costs of living with a long-term disability. This assistance can come in a one-time payment as a lump sum payment, monthly payments, or a combination of the two. The person may claim with the disability, their spouse, or their parents if they are minor or unable to work.

Several things must get proven to make a successful permanent disability claim. Such as, the individual is unable to work because of their incapacity. The incapacity should get expected to remain for at least 12 months. There must be evidence that the person cannot live independently without assistance.

What qualifies as a Permanent disability?

There are various distinctive permanent disabilities. Several of them get without problem can get labeled as permanent disabilities, some easier than others. The Social Security Administration (SSA) has a precise definition of what qualifies as a permanent disability for their Permanent Disability Insurance (PDI) program.

To qualify for PDI benefits –

  • a) A person needs to be unable to work because of a medically determinable bodily or mental impairment that has lasted.

  • b) The injury is anticipated to remain for a minimum of 12 consecutive months.

  • c) The impairment needs to reduce the person’s capacity to do primary work activities by 50%.

Many injuries can qualify as a permanent disability for a permanent disability claim. Common injuries that can lead to a permanent disability are spinal cord injuries, brain injuries, amputations, and blindness.

If you’ve got an injury that has left you with an everlasting disability, you will be capable of filing a claim for benefits. To find out if you qualify, contact our experienced lawyers at DYS LAW GROUP, who can help you, assess your case.

What do you need to know before filing a Permanent Disability Claim?

Filing a Permanent Disability Claim may be an extended and daunting process. You will likely have many questions about the process and what to expect. Here are the Top 5 things you need to know:

  • 1. You don’t have to be disabled to file a claim: You may be surprised to learn that you don’t have to be disabled to file a claim for permanent disability benefits. Many folks who report court cases aren’t disabled but have a medical situation that stops them from working.

  • 2. You don’t have to wait until you are unable to work to file a claim: You can file a claim for permanent disability benefits at any time, even if you are still able to work. However, your lawsuit will be processed more quickly if you file it when you first become unable to work.

  • 3. There is no time limit to file a claim: You can file a claim at any time, regardless of how long ago your injury occurred.

  • 4. You will need to provide documentation of your income and medical expenses: Further, there is no specific list of disabilities that qualify you for benefits, so you will need to provide evidence of your disability.

  •  5. You can consult a Workers’ Comp attorney to help. If you consider submitting for permanent disability, it is essential to apprehend the process and what to expect. Consulting a lawyer is a great way to get accurate information unique to your situation. An attorney can help you gather the necessary evidence, fill out the application correctly, and represent you during the appeals process.

At DYS Law, we can help you understand your options and guide you through the process of filing a claim. We know that this can be a difficult time, and we are here to help you every step of the way. Visit our website today at DYS Law Offices for more information, or call us at (213) 855-4749 to schedule a free consultation.

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