Your injury happened at work. You file a workers’ compensation claim and soon get a letter saying that your claim was accepted. You might think the hardest part is over, but the truth is different. Depending on the state you live in, your workers’ compensation settlement could take weeks, months, or even years to come. During that time, you might have to rely on help from the government or use your savings to get by.
What can delay your workers’ compensation payment?
Workers’ compensation pays for a worker’s medical care and replaces their income if they get sick or hurt on the job. Workers’ compensation Settlement is managed by the California Industrial Welfare Commission.
The IWC decides how California’s workers’ compensation payments are made. Under these rules, Workers’ Compensation Settlement are usually given in two payments: an initial payment and a final payment. The first cost is calculated when the worker first files a claim, and the final price is calculated when the claim is closed.
Workers who get hurt on the job often have to wait a long time for their workers’ compensation payments. For instance, a recent study found that injured workers in California have to wait 24 weeks for their first payment. This delay can make things difficult financially for injured workers and their families.
Most of the time, these delays happen because there are too many claims for workers’ compensation than the system can handle. So, workers who get hurt have to deal with a complicated and bureaucratic system to get the benefits they are owed. This can be arduous and frustrating.
Your workers’ compensation payment might be late for a few reasons.
- When your employer doesn’t agree with your claim, it’s one of the most common things that can cause a delay. They may turn down your claim if they don’t think your injury happened at work.
- Your payment could also be delayed if you don’t turn in all the necessary paperwork on time. It includes filling out an application form, sending in medical records, and telling your employer about your injury. If you don’t send in all the necessary paperwork, your claim could be delayed or denied.
What can you do to make money while waiting for Workers’ Compensation Settlement?
Workers’ compensation can be a long process in some cases. But if you can’t work because of an injury or illness related to your job, there are some things you can do to support yourself financially.
- Apply for unemployment benefits first.
Unemployment benefits will give you a small amount of money while you are unable to work.
Unemployment benefits are payments to people who have lost their jobs. The federal government runs the program, which gives eligible workers who are looking for work temporary financial help.
People can only get unemployment benefits if they lose their jobs through no fault of their own. They must also show that they’re actively looking for work. How many benefits a worker is eligible for depends on how much money they make and other factors.
Most states offer unemployment benefits to eligible workers who are temporarily out of work, and these benefits can be claimed for up to 26 weeks.
Most of the time, a worker’s income and job status determine whether or not they can get unemployment benefits. In general, workers must have made a minimum wage in the last 12 to 18 months, be able to work, and be available for work.
- Contact the workers’ compensation board in your state to find out if you are eligible for any other benefits.
You may be able to get other benefits while you wait for your workers’ compensation payment. The best way to find out is to contact the state workers’ compensation board. Boards differ from state to state, but they can tell you about the programs and services.
Some of the benefits you might be able to get are medical care, temporary income replacement, vocational rehabilitation, and death benefits. Board members can also help you find local resources to help you get through this hard time.
- You can also talk to your workers’ compensation attorney about other possible benefits.
Remember that you are not the only one going through this. Your attorney’s job is to help you and clear up any questions you have. Also, Workers’ Compensation Settlement may not be the only way employees can get benefits. For example, workers may get help from Social Security Disability Insurance (SSDI) or state disability programs. Private disability insurance policies can also help workers.
If you get hurt or sick at work, you need to talk to a workers’ compensation expert to get a professional opinion on your situation. At DYS Law Group, our experienced lawyers are always available to help. Call us at (310) 473-2355 to schedule your free initial consultation.